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Reply to "Classic Car Insurance with Approved Value"

I use Grundy, they insured my car while it was being built using photos I sent. The original quote was about $500 with an agreed value of $36,000, the cost of the car. After 8 years and nearly 30,000 miles Grundy's policy now costs me $303.00 a year with an agreed value of $40,000.00. I know it sounds weird but they paid out over $9,000 to repair a busted fender and total repaint of the whole car in less than a week after adjuster inspected the damage. The check was sent to me and not the repair shop. 

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