Thankfully, most folks haven't discovered the joy of hooning around in 2'-3' of fresh powder with studded snow tires yet. TBH, climate change being what it is, you haven't needed all out winter tires here except for 2-3 days the last 4 years I've been back. Unless you ski, winter camp, or fish, there's really not much need.
In fact, I replaced my Conti Contac/Winter Contac setup on the Smart with some Vredstein Quadtrac last month. Supposed to be excellent 4 season tires. Even have the newly-required-here snowflake. I have studded Coopers for my SUV for the "snow days."