I hired a local attorney who sent a couple of letters to Steve, which got him to respond and refund $17,000. But noted: the attorney did not recommend suing as there have been other judgments against Steve and he has not paid them. In other words, you might win but still not get paid and be behind others who are waiting. Criminal action would take him out of business and you would not be paid but you would have justice, if you win and if the DA would even take a case like this. Good luck!