Reply to "Novice asking for any advice"

Robert M

Newbie Danny Bader of Nipomo posted:
Thx Robert

Make sure you read this article so you know the difference between Agreed Value policies and Stated Value policies:

https://www.lelandwest.com/sta...ic-car-insurance.cfm

You're going to want an Agreed Value policy and it's up to you what to value the car at so long as the insurance company agrees the amount isn't ridiculous. They will check similar cars etc to determine if you're asking to insure it for too much. I paid $24K for my car but to replace it would be about $30K so I have my car insured for $30K and the insurance company AGREED to pay me that much if it is a total loss.

9/14/187:33 AM

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