Question Regarding Insurance

LBoogie Supporting Member

Hello all!

I'll be taking delivery of my Vintage Motorcars Speedster next week!!!

This forum has been an amazing resource. i've scoured years of posts. You guys/gals are awesome.

I have a question regarding insurance:

For very similar policies, three different companies have come back with wildly different quotes: (all in SoCal)

- Grundy quoted me: $440 / year

- American Collectors: $700 / year

- Hagerty - $1415 / year

All the companies have the agreed upon value set to full paid price. Each has exactly the same liability/medical/towing/etc parameters. Grundy and American were cagey regarding usage while the gentleman i spoke to at Hagerty was adamant that I could use it as a pleasure car, not just car shows and meets.

I'm trying to gauge why Hagerty is double the price of the other two? Is insurance with them that much simpler/easier to handle should something arise?

Any help is appreciated.

(And of course, i'll be sure to post pics once she arrives)

thanks

1/19/234:35 PM

Original Post

<ul id="{%=id%}ButtonGroup" class="button-group h-popup-buttons even-button-group even-1">
    <li id="{%=id%}Okay_buttonContainer"><a id="{%=id%}Okay" href="javascript:void(0);" class="button success no-margin-bottom h-alert-modal-ok-button" role="button">OK</a><script type="text/javascript">
        (function() {
            function {%=id%}Okay_click(event, data) {
            {%=id%}Popup.hide();
        }
        
                $('#{%=id%}Okay').on('click', {%=id%}Okay_click);
        })();
    </script></li></ul><a href="javascript:void(0);" class="close-reveal-modal" aria-label="Close Modal">&#215;</a><div class="last-modal-focus focus-utility-element" tabindex="0"></div>
</div>
<script type="text/javascript">
        (function() {
            {%=id%}Popup = new SS.Popup.ModalPopup('{%=id%}');
        })();
    </script>

Skip to main content

Membership Required

Remove From Your Block List

Manage Follow Preferences

Block

Premium Membership Required

Supporting Member

Please help keep us running!

Please wait...